Pensions
Retirement Calculator
Do you have a retirement plan? Why not try out our retirement calculator provided for us by Fidelity.
Pension Advice
You will want an adviser you trust, who is qualified and experienced, who has earned their reputation by helping clients grow their wealth.
You may be looking for advice on pensions, investments or saving Inheritance Tax. Sound Financial provide impartial and independent advice on a wide range of financial concerns.
You may need to review existing plans as products have evolved and charges have fallen. New plans may offer better value and wider investment choice, helping you achieve your aspirations.
Pensions have been reformed in recent years:
- Wider investment choices – including direct commercial property purchase
- Tax efficient capital growth unlike no other investment environment
- Higher rate taxpayers can still claim up to 40% tax relief on contributions
- Possibly unlimited level of contributions in year of retirement
Investment Planning
You may require growth or income or a combination of both. We will assess your attitude towards investment risk and ensure existing products match this profile. In our recommendation we will utilise tax efficient investments and will have considered both income and capital gains tax issues.
Our people are friendly, helpful and provide a genuinely personal service. We want to work with you to build a long term relationship based on trust.
info@clearthinking.co.uk
